Immediate Gratification/Decisions

We had to watch this video for my HR class and I found it hitting me that maybe this is why I've struggled with spending and paying down my debts. I'm thinking of the time between the rewards (i.e. do something fun or buy something I think I need now versus in a few years when I am out of debt) and NOT also looking at the value of the rewards (is a $10 lunch today worth it when I'll be paying interest and putting myself another step away from being debt-free and having MUCH more disposable income so these decisions aren't even an issue?).

It's dry, and probably a bit obvious, but sometimes some things just click.

Also, I decidedly do NOT have "money-life balance". Never considered that phrase, but know that it sure would be a lovely thing to have.